Home Loan is a secured loan taken from a bank or financial institution to purchase a property. The property is used as collateral until the loan is repaid in full.

Typically, you need to save up a deposit of at least 20% of the property's value. A larger deposit (25% or more) can provide you with better loan options.

Use our Eligibility Calculator to determine your Home Loan eligibility based on your income, expenses, and credit score.

An In-Principle Approval is a conditional approval from a lender indicating the amount they are willing to lend you based on your financial profile. It helps in property hunting and shows sellers you're a serious buyer.

It depends on your financial situation and market conditions. A fixed rate offers stability with a set interest rate for a period, while a variable rate can fluctuate, potentially saving you money if rates decrease. For more details, check out our guide on Fixed vs. Variable Interest Rates.

Pre EMI is the interest paid on the disbursed loan amount for under-construction properties until the loan is fully disbursed. Once fully disbursed, you start paying regular EMIs

The loan tenure is the period over which you repay the loan. A longer tenure means lower monthly payments but higher total interest. A shorter tenure has higher monthly payments but less total interest. Use our EMI Calculator to find the right balance for you.

Yes, many lenders offer the flexibility to switch between fixed and variable rates. However, there may be fees or conditions attached. Check with your lender for specific details

A Pre-Approval Letter is a document from a lender stating the loan amount you qualify for based on your financial status. It helps in property negotiations and shows sellers you're a serious buyer.

The Part Payment Planner allows you to input part payment amounts and intervals to see how they affect your loan's interest and tenure, helping you optimize your repayment strategy.

The Strategic Planner combines the benefits of part payments and EMI adjustments, allowing you to tailor both elements to maximize savings and shorten your loan duration.

If you need assistance, contact our support team or consult with a Home Loan broker. We're here to help you navigate the application process and find the best deal for you. Explore our planners and calculators to make your Home Loan journey smoother and smarter!