• Comprehensive
    Calculator

    USP

    • Comprehensive Loan Management
    • Flexible Adjustment Options
    • Immediate Impact Analysis
    • User-Friendly Interface
    • Detailed and Downloadable Schedule

    Pick Calculator

    We give you more options to choose the correct calculator what you have needed.

    Current EMI

    ₹ 8,439

    Total Amount

    (Principal + Interest)

    ₹ 15,18,943

    Total Tenure

    (Months)

    180

    Total Interest

    ₹ 5,18,943

    Loan Information

    How it works ?

    • Enter Loan Details:

      Start by providing your occupation, current age, loan amount, current interest rate, tenure, and loan start date.

    • Select Part Payment Options:

      Choose your part payment intervals (monthly, quarterly, half-yearly, annually, biennial, or lump sum). Specify the start and end date for part payments, and enter the amount you wish to part pay.

    • Choose EMI Adjustment Options:
      • Increase EMI every year by a fixed amount or percentage.
      • Increase EMI every two years by a fixed amount or percentage.
      • Customize your EMI amount and start date based on your financial situation.
    • View Combined Impact:

      Click “Add row” to see the combined impact of your part payments and EMI adjustments on your loan’s tenure and interest.

    • Review Repayment Schedule:

      The updated repayment schedule will be displayed with an option to toggle between the calendar year and financial year. You can download or save this schedule for future reference.

    Frequently asked questions

    What is the Strategic Planner?

    The Strategic Planner is a combined tool that integrates features from the Part Payment Planner and the Flexible EMI Planner. It helps you manage both part payments and EMI adjustments to optimize your loan repayment.

    How do I use the Strategic Planner?

    Begin by entering your loan details (occupation, age, loan amount, interest rate, tenure, start date). Next, select your part payment intervals and specify the amount and duration. Then, choose how you want to adjust your EMIs. Click "Add row" to see the combined impact on tenure and interest.

    What options do I have for part payments and EMI adjustments?

    For part payments, you can choose intervals like monthly, quarterly, half-yearly, annually, biennial, or lump sum. For EMI adjustments, you can increase your EMI annually, biennially, or set custom EMI amounts and start dates.

    Can I see a detailed repayment schedule?

    Yes, the tool provides an updated repayment schedule with an option to toggle between the calendar year and financial year. You can download or save this schedule for future reference.

    Why should I use the Strategic Planner?

    The Strategic Planner allows you to comprehensively manage your loan by combining part payments and EMI adjustments. This helps you optimize your loan repayment, potentially saving on interest costs and reducing loan tenure.

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